An interesting and sad article. And filled with pictures & with stories of several people. I will excerpt about one of them. This picture is not from the article. But you get it...
Dozens of parking lots have opened across the country for working people who can afford a car but not rent.
Chrystal Audet tried to get comfortable in what she called her “bedroom” — the back seat of her eight-year-old Ford Fusion. To stretch her legs, she had to leave a passenger door ajar, but September nights are raw in the Pacific Northwest, with sheets of rain that cut to the bone.
From her own “bedroom” in the front seat, her 26-year-old daughter Cierra Audet asked her to close it.
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Ms. Audet, 49, earns over $72,000 a year as a social worker for the Washington State Department of Social and Health Services. But a combination of bad luck, bad debt and a bad credit score priced her out of her apartment in Bellevue, another suburb of Seattle, one of the most expensive housing markets in the country. With an eviction looming, she put her furniture in storage this spring and began parking the sedan in a U-shaped parking lot outside a church in Kirkland.
The car, her biggest investment, became her home — the roof turned into a dining table, the trunk a closet. And a weathered stretch of blacktop provided by a Methodist church became her yard, her neighborhood and her safe place.
Around the country, real estate is being set aside for people like Ms. Audet in the form of parking lots. Dozens of such lots have opened in the last five years, with new ones being announced every few months,... They earn too little to afford rent but too much to receive government assistance and have turned their cars into a form of affordable housing.
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“Tens of thousands of people are living in their vehicles,” said Graham J. Pruss, an applied anthropologist studying the trend, who heads the National Vehicle Residency Collective. “It’s huge.”
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Her free fall (Ms. Audet) into unsustainable debt began last December when her car made a horrible, sputtering sound, and died. With poor credit, the only loan she could find came at a punishing cost: For the 2015 Ford Fusion with over 100,000 miles, she is being charged interest of 27.99 percent, equaling a payment of $398 per month, one-tenth of her take-home pay.
Medical bills in the thousands arrived for her Crohn’s disease. She missed two rent payments. And then the landlord raised her rent $248 a month.
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The fact that she was able to hang on to her car allowed her to maintain a semblance of normalcy. Almost no one knew her secret. Each morning, Ms. Audet used a portable toilet to get ready for work, then commuted to the downtown Seattle office of the Washington State Department of Social and Health Services, where she spent her day sitting behind a plexiglass partition across from some of the city’s most destitute residents.
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Her luck changed in late August at an event inside the church, when housing activists noticed that she was being trailed by a Times reporter. Several offered their business cards. One coached her on how to approach potential landlords — what to share and what to omit.
Soon after, she toured a $2,360-a-month one-bedroom in Redmond, Wash. At 673 square feet, it was a palace: Bright, white countertops and shiny floors stretched over floor space 20 times the size of her car.
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She was nearly in tears when she heard that she had been approved, but almost lost the apartment when she couldn’t provide the security deposit. The church where she had been parking stepped in, ending her homelessness for a little more than $2,000.
Ms. Audet and her daughter moved in on Sept. 23. For now she is relishing the simplest of human pleasures — the ability to drink as much water as she wants, to take a shower in a space that is fully hers and to stretch out when she sleeps. Her tennis shoes fit again. Yet the math of her life remains precarious.
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